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PPF Calculator

By March 27, 2023June 13th, 2023No Comments2 min read

The amount deposited in a PPF earns an interest rate, which is paid out along with the principal amount at maturity. It can be used to calculate the interest rate offered on the principal amount. When compared to manually calculating the interest on the principal amount, a PPF calculator saves a significant amount of time and effort.

In this blog, we will learn how to use a this calculator to calculate PPF online.

What is a PPF calculator?

A PPF calculator is an online tool that assists PPF account holders in calculating the interest earned on the deposited quantum. The process to calculate PPF interest is simple and error-free. Because all PPF scheme rules, guidelines, interest rates, maturity, term, pullout limits & rules,etc. are set by the government, there’s no need to use a bank-specific PPF calc.

PPF Calculation Formula

The formula to calculate PPS interest is-

A = P [({(1+i) ^n}-1)/i]


A- stands for a maturity amount

P- represents the principal amount

I- stands for an expected interest rate of return

N- stands for tenure for which the amount is invested in

Is it a good idea to use a PPF calculator?

The following points define the use of the PPF calc-

  • PPF account holders can get an idea of how much interest they can earn on the principal amount
  • It makes it simple for the PPF account holder to determine whether or not to extend the PPF tenure
  • A PPF calc calculates the investment schedule in advance. This makes it much easier to plan for the annual amount to be invested, loan to be taken, or amount to be withdrawn
  • It provides an estimate of the total investment made during a financial year

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